Terms and Conditions

Acceptance of Terms

By accessing and using this website and our services, you agree to be bound by these Terms and Conditions.

These terms constitute a legally binding agreement between you and Dralithaveno. Please read them carefully before using our services.

Definitions

For the purpose of these Terms and Conditions:

• "Service": refers to the financial planning consultation and advisory services provided by Dralithaveno
• "User" or "Client": refers to any individual who accesses or uses our website and services
• "Content": refers to all information, text, graphics, and materials available through our website and services
• "Account": refers to the client relationship and subscription established with Dralithaveno

Service Description

Dralithaveno provides monthly financial planning consultations and related advisory services for a subscription fee of £250 per month. Our services include personalised financial reviews, planning discussions, and ongoing support.

Services are subject to availability and may be modified or discontinued with appropriate notice to existing clients.

User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information during consultations and applications
• Maintain the confidentiality of any login credentials or account information
• Use our services only for lawful purposes and in accordance with these terms
• Pay all fees and charges associated with your subscription on time
• Notify us promptly of any changes to your contact information or circumstances

Prohibited Uses

You may not use our services to:

• Engage in any unlawful or fraudulent activity
• Transmit any harmful or malicious code or content
• Attempt to gain unauthorised access to our systems or other clients' information
• Use our content or advice for commercial purposes without written permission
• Interfere with or disrupt the operation of our website or services

Intellectual Property Rights

All content, trademarks, and intellectual property on this website and in our services remain the property of Dralithaveno or our licensors.

We grant you a limited, non-exclusive license to access and use our services for personal, non-commercial purposes only.

User-Generated Content

Any information, feedback, or content you provide to us may be used to improve our services and may be retained in accordance with our Privacy Policy.

By providing content to us, you grant Dralithaveno a non-exclusive license to use such content for service delivery and improvement purposes.

Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.

Please review our Privacy Policy to understand our data practices Privacy Policy

Payment Terms

Our subscription service requires monthly payment in advance:

• Monthly subscription fee: £250 (including VAT where applicable)
• Payments are due on the same date each month from your start date
• Failed payments may result in suspension of services after appropriate notice

Termination

Either party may terminate the service relationship with 30 days' written notice. We may terminate immediately for breach of these terms or non-payment.

Upon termination, access to services will cease, though you retain access to previously provided planning documents and recommendations.

Disclaimers

Our services are provided "as is" without warranties of any kind. We make no guarantees about specific financial outcomes or results.

Limitation of Liability

To the maximum extent permitted by law, Dralithaveno's liability for any claims arising from our services is limited to the amount paid by you for services in the 12 months preceding the claim.

In no event shall our total liability exceed £3,000 per client for all claims combined.

Indemnification

You agree to indemnify and hold harmless Dralithaveno from any claims, damages, or expenses arising from your breach of these terms or misuse of our services.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently.

Governing Law

These Terms and Conditions are governed by English law and subject to the exclusive jurisdiction of the courts of England and Wales.

Any legal proceedings must be brought in the courts of England and Wales.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Dralithaveno regarding your use of our services.

Changes to Terms

We may modify these terms at any time with reasonable notice. Continued use of our services after changes constitutes acceptance of the modified terms.

Material changes will be communicated via email or prominent notice on our website at least 30 days before taking effect.

Contact Information

For questions about these Terms and Conditions, please contact us using the information provided in the Contact section of our website.